CHECKING ACCOUNT
Checking Account
(Share Draft Account)
Our FREE Share Draft Account is packed with benefits!
With a Share Draft Account (checking account) at Southwest Heritage Credit Union there is no monthly service charge. And as a valued member, you will receive an incredible suite of benefits at no charge.
The Best Part
Benefits
of Your Share Draft Account
Once you open your SWHCU Share Draft Account, you will enjoy all these great benefits and more, for FREE!
Real-time Home Banking
You can do most banking tasks from the comfort of your home, or on the go.
Bill Payment
Tired of having to log into multiple websites to pay your bills? Still writing checks and buying stamps? Stop all that hassle with our online bill payment center. It allows you to pay all your bills at once and receive notifications when a bill is due.
E-Statements
Skip the wait. Receive your account statements faster with E statements. As a great way to go green, e-statements provide you with the ability to download and print up to 18 months’ worth of history with just a click.
Debit Card
Enjoy the convenience and safety of our CONTACTLESS Visa debit card.
Pay A Friend
Need to split a bill? Send a birthday gift? Pay a friend makes it easy and secure so you no longer need those 3rd party payment apps. Simply go to the Pay A Friend section in online banking and send using either a phone number or email.
Transfers
Moving your money around has never been easier. Through our online banking you can transfer easily between any of your SWHCU accounts or even transfer to your account at another financial institution.
Direct Deposit
Get the most out of your SWHCU checking account by setting up direct deposit. With direct deposit once we receive your paycheck, we make those funds immediately available to you!
Check Retrieval
Need a copy of a check? Available to you instantly in online banking, retrieve a copy of any check you wrote.
Overdraft Privileges
When the unexpected happens, we can help. We offer 3 different overdraft privileges; courtesy pay, overdraft protection and atm opt in, to help cover that automatic payment when you do not have sufficient funds.
Your SWHCU debit card is an important part of your Share Draft Account
Visa Debit Cards
Enjoy the convenience and safety of our CONTACTLESS Visa debit card. Your SWHCU Debit card is protected by state-of-the-art Fraud Prevention system, and you can even set up account controls, alerts or turn off your card to maximize control.
ATMs
With a Southwest Heritage Credit Union checking account and debit card you have access to any ATM world-wide that accepts Visa. Please note that there could be fees from the ATM owner. Many local ATMs may be used FREE of charge. Locate free ATMs here.