Christmas Loan Special
Wrap up the season's cheer with
the help of a Christmas Loan!

Rates starting as low as 4.00%
Learn More
Christmas Skip-A-Pay
Spread some holiday cheer with a little extra cash this year!
Skip your November or December loan payment with our Christmas Skip-A-Payment special.

*Restrictions apply
Learn More
Mobile Pay
Your SWHCU Debit or Credit Card can now
be used in your Phone's wallet.

A simple, secure, and confidential way
to make purchases.
Mobile Banking
Download our mobile app and start enjoying the convenience of banking-on-the-go
Click Here
Online Banking
Access your account online!
Check balances, see account history, transfer funds and so much more. 24 HOURS A DAY!
Click Here
Auto Loans
Your membership at SWHCU ensures that you will be provided with financing options at competitive rates that fit your needs.
Click Here
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About Us

Who We Are

As one of the first credit unions chartered in the Permian Basin, our legacy is extensive.   Southwest Heritage Credit Union was formed April 28, 1949 as a member owned, not-for-profit, financial cooperative; offering share and loan services to 35 original members.

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Not a member yet?

Join today!

Loan Discounts

We frequently offer special limited-time loan specials and discounts. 

Mobile Banking

If you want to access your account while you’re out and about, we’ve got you covered.

Great Savings Rates!

We have some of the best rates available anywhere.

Commitment, Passion, Growth, and Integrity. These are our Core Values.

What you get at SWHCU

Couple managing finances, reviewing their bank accounts

Easy online banking

Access your account online!  Check balances, see account history, transfer funds and so much more.  24 HOURS A DAY!

Closeup portrait, young cheerful, joyful, smiling, gorgeous woman holding up keys to her new car. Customer satisfaction

Great rates on auto loans

Get the car you’ve dreamed about thanks to our great rates on auto loans.

Young couple working on a financial budget.

Easy bill pay

Paying bills has never been so easy!  Connect to Bill Pay thru our Online Banking – no separate login!

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How can we help you today?

CONTACT US

CD SPECIAL

Check out our
OUT OF THIS WORLD
CD Special.
5.25% for 15 months.

*conditions apply

Certificate of Deposit
No thanks.

Skyrocketing Rates!

Check out our great new CD rates.  Rates as high as 4.90% with member rewards.

Certificate of Deposit
No thanks.

Skyrocketing Rates!

Check out our great new CD rates.  APY as high as 5.00% with member rewards.

Certificate of Deposit
No thanks.

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