Skip-A-PaY
Spread some Christmas cheer
Skip-A-Pay
We know that during the Christmas season money can be tight. SWHCU can offer relief by giving you the opportunity to skip a payment for one month, either November or December.
Simple
We simplify the process to give you the financial flexibility you need this holiday season
• All accounts with SWHCU must be and have been current for the prior 6 months.
• 1 skip a pay application per loan
• Request your skip at least five days before your automatic payment is processed
• Once you make at least six-monthly payments, you can request to skip a payment
Low Fee
For just $15, you can skip one loan payment on most qualifying SWHCU loans. Loans secured by real estate, open-end loans or credit cards do not qualify.
*Loans must be current to qualify for this extension. Some Restrictions Apply. Interest will accrue during the deferment period. If you choose to take advantage of the deferral option, please note that interest on the loan(s) will continue to accrue and can add additional month(s) to the end of the original loan term, which may not be covered under your GAP agreement.