SAVINGS RATES
SHARE ACCOUNTS
| TYPE | BALANCE REQUIRED TO EARN APY | RATE | APY* | EARNINGS |
|---|---|---|---|---|
| Regular Share Account | $100.00 | 0.15% | 0.15% | Dividends Paid Quarterly |
| Money Market Share Draft | $1,500.00 - $49,999.99 | 0.20% | 0.20% | Interest Paid Monthly |
| Money Market Share Draft | Over $50,000.00 | 0.25% | 0.25% | Interest Paid Monthly |
| IRA Shares (Traditional & Roth) | $0.01-$49,999.99 | 0.20% | 0.20% | Dividends Paid Quarterly |
| IRA Shares (Traditional & Roth) | Over $50,000.00 | 0.25% | 0.25% | Dividends Paid Quarterly |
*APY = Annual Percentage Yield
CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT
| TERM | MINIMUM BALANCE | RATE | APY* | EARNINGS |
|---|---|---|---|---|
| 6 Month Term | $1,000.00 | 0.15% | 0.15% | Interest Paid Monthly |
| 12 Month Term | $1,000.00 | 0.20% | 0.20% | Interest Paid Monthly |
| 24 Month Term | $1,000.00 | 0.25% | 0.25% | Interest Paid Monthly |
| 36 Month Term | $1,000.00 | 0.30% | 0.30% | Interest Paid Monthly |
| 60 Month Term | $1,000.00 | 0.40% | 0.40% | Interest Paid Monthly |
*APY = Annual Percentage Yield
Interest may be paid monthly by check, deposited to a share account, or added to balance of certificate
Additional Rewards on all Certificates of Deposit
.
Membership Tenure
If you have been an SWHCU member longer than 3 years, add an additional 0.05%
E-Statements
Use our E-Statements program, add an additional 0.05%
Active Loan
If you have an active loan account, add an additional 0.05%