SAVINGS RATES

Effective July 17, 2023

SHARE ACCOUNTS

TYPEBALANCE REQUIRED TO EARN APYRATEAPY*EARNINGS
Regular Share Account$100.00 0.15%0.15% APYDividends paid quarterly
Envy Share Draft$1,000.00 0.15%0.15% APYInterest paid monthly
Money Market Share Draft$1,500.00 - $49,999.990.50%0.50% APYInterest paid monthly
Money Market Share Draft$50,000.00 - $99,999.991.00%1.00% APYInterest paid monthly
Money Market Share Draft$100,000.00 - $249,999.991.25%1.26% APYInterest paid monthly
Money Market Share DraftOver $250,000.001.75%1.76% APYInterest paid monthly
IRA Shares (Traditional & Roth)All Balances1.00%1.00% APYDividends paid quarterly

*APY = Annual Percentage Yield

CERTIFICATES OF DEPOSIT and IRA** CERTIFICATES OF DEPOSIT

TERMMINIMUM BALANCERATEAPY*EARNINGS
6 month term$1,000.004.75%4.85% APYInterest paid monthly
12 month term$1,000.004.75%4.85% APYInterest paid monthly
24 month term$1,000.004.25%4.33% APYInterest paid monthly
36 month term$1,000.004.00%4.07% APYInterest paid monthly
60 month term$1,000.003.75%3.81% APYInterest paid monthly
***SPECIAL***
15 month term$50,000.005.25%5.38% APYInterest paid monthly
Note: Member rewards do not apply to Special

*APY = Annual Percentage Yield
**Traditional & Roth
Interest may be paid monthly by check, deposited to a share account, or added to balance of certificate

Additional Rewards on all Certificates of Deposit

Note: Member rewards do not apply to Special

Membership Tenure

If you have been an SWHCU member longer than 3 years, add an additional 0.05%

E-Statements

Use our E-Statements program, add an additional 0.05%

Active Loan

If you have an active loan account, add an additional 0.05%

Log into online banking now

You are now being redirected to YOUTUBE. 

SWHCU is not responsible for the content of any external 3rd party sites.  Please consult the new site’s privacy and security policies. The SWHCU privacy and security policies do not apply to the linked site.

You are now being redirected to LINKEDIN 

SWHCU is not responsible for the content of any external 3rd party sites.  Please consult the new site’s privacy and security policies. The SWHCU privacy and security policies do not apply to the linked site.

You are now being redirected to INSTAGRAM. 

SWHCU is not responsible for the content of any external 3rd party sites.  Please consult the new site’s privacy and security policies. The SWHCU privacy and security policies do not apply to the linked site.

You are now being redirected to FACEBOOK. 

SWHCU is not responsible for the content of any external 3rd party sites.  Please consult the new site’s privacy and security policies. The SWHCU privacy and security policies do not apply to the linked site.

You are now being redirected to the eZCARD site. 

SWHCU is not responsible for the content of any external 3rd party sites.  Please consult the new site’s privacy and security policies. The SWHCU privacy and security policies do not apply to the linked site.