SAVINGS RATES

SHARE ACCOUNTS

TYPEBALANCE REQUIRED TO EARN APYRATEAPY*EARNINGS
Regular Share Account$100.00 0.15%0.15% APYDividends paid quarterly
Envy Share Draft$1,000.00 0.15%0.15% APYInterest paid monthly
Money Market Share Draft$1,500.00 - $49,999.990.50%0.50% APYInterest paid monthly
Money Market Share Draft$50,000.00 - $99,999.991.00%1.00% APYInterest paid monthly
Money Market Share Draft$100,000.00 - $249,999.991.25%1.26% APYInterest paid monthly
Money Market Share DraftOver $250,000.001.75%1.76% APYInterest paid monthly
IRA Shares (Traditional & Roth)All Balances1.00%1.00% APYDividends paid quarterly

*APY = Annual Percentage Yield

CERTIFICATES OF DEPOSIT and IRA** CERTIFICATES OF DEPOSIT

TERMMINIMUM BALANCERATEAPY*EARNINGS
6 month term$1,000.001.00%1.00% APYInterest paid monthly
12 month term$1,000.003.25%3.30% APYInterest paid monthly
24 month term$1,000.003.25%3.30% APYInterest paid monthly
36 month term$1,000.003.25%3.30% APYInterest paid monthly
60 month term$1,000.003.45%3.51% APYInterest paid monthly

*APY = Annual Percentage Yield
**Traditional & Roth
Interest may be paid monthly by check, deposited to a share account, or added to balance of certificate

Additional Rewards on all Certificates of Deposit

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Membership Tenure

If you have been an SWHCU member longer than 3 years, add an additional 0.05%

E-Statements

Use our E-Statements program, add an additional 0.05%

Active Loan

If you have an active loan account, add an additional 0.05%

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