SAVINGS RATES

SHARE ACCOUNTS

TYPEBALANCE REQUIRED TO EARN APYRATEAPY*EARNINGS
Regular Share Account$100.00 0.15%0.15%Dividends Paid Quarterly
Money Market Share Draft$1,500.00 - $49,999.990.20%0.20%Interest Paid Monthly
Money Market Share DraftOver $50,000.000.25%0.25%Interest Paid Monthly
IRA Shares (Traditional & Roth)$0.01-$49,999.990.20%0.20%Dividends Paid Quarterly
IRA Shares (Traditional & Roth)Over $50,000.000.25%0.25%Dividends Paid Quarterly

*APY = Annual Percentage Yield

CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT

TERMMINIMUM BALANCERATEAPY*EARNINGS
6 Month Term$1,000.00 0.15%0.15%Interest Paid Monthly
12 Month Term$1,000.00 0.20%0.20%Interest Paid Monthly
24 Month Term$1,000.00 0.25%0.25%Interest Paid Monthly
36 Month Term$1,000.00 0.30%0.30%Interest Paid Monthly
60 Month Term$1,000.00 0.40%0.40%Interest Paid Monthly

*APY = Annual Percentage Yield
Interest may be paid monthly by check, deposited to a share account, or added to balance of certificate

Additional Rewards on all Certificates of Deposit

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Membership Tenure

If you have been an SWHCU member longer than 3 years, add an additional 0.05%

E-Statements

Use our E-Statements program, add an additional 0.05%

Active Loan

If you have an active loan account, add an additional 0.05%

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