By Chris O’Shea The differences and similarities between fraud alerts and credit freezes One of the best ways to protect yourself from identity theft is to enable fraud alerts and credit freezes. They both work in similar ways but also have their differences. Let’s take a look at both. Fraud Alert A fraud alert is …
To our Members, We have learned of a text messaging phishing scam where fraudsters are pretending to be Southwest Heritage Credit Union. We want to reassure you there has been no internal compromise of our security and your accounts. It is important that you do not respond to a text message that requests personal or …
By Hannah Nagos, AVP/Business DevelopmentSouthwest Heritage Credit Union Texting Scams Text messages from a unknown number saying there’s a problem with your Amazon, Apple, Netflix, bank, or cell phone account, or that you’ve won a great prize or gift card are a popular scam. Never click the link! Online Shopping Scams Online shopping are when …
“Did You Just Charge $3,178 on Your Credit Card? Reply Yes or No” How to Avoid Text Scams By Colleen Kelly If you are like me, no matter how much I learn about text scams, when I get the one that says, for example: “Credit Union Alert: Did you attempt a wire transfer of $4690.00? …
By Chris O’Shea What you need to know about FICO scores A FICO score is a three-digit number used by lenders to determine your creditworthiness. FICO score is a version of a credit score. VantageScore is the other one that is widely used. If you are still curious about FICO scores, here are all of …
By Hannah Nagos, AVP/Business DevelopmentSouthwest Heritage Credit Union Creating good financial habits at an early age can be powerful! So join us during April as we celebrate National Credit Union Youth Month! This year’s theme is “Unleash the Power of Saving at Your Credit Union™.” At SWHCU, we have the tools to help you and …
By Caroline Willard, CEOCornerstone League The news of two bank failures has rocked the financial services and tech worlds. Over the weekend banking regulators closed two banks: the $209 billion Silicon Valley Bank (SVB) and the $110.4 billion Signature Bank in New York. SVB’s collapse – the second largest bank failure in U.S. history – …
By Jean ChatzkyWith reporting by Casandra Andrews Here are 5 deductions and credits to consider before filing your taxes If you are among the millions of taxpayers who expect a refund this year, Uncle Sam wants to remind you that unlike in 2020 and 2021, there were no stimulus payments for 2022. That means people …
By Jean ChatzkyWith reporting by Casandra Andrews Parents and mentors can assist in closing the financial literacy gap As a nation, we have work to do when it comes to teaching the next generation the ins and outs of personal finance. Only 25 states require high school students to take a financial education course before …
Helping Young Adults Become More Financially Literate Read More »
By Matthew Mack Learn to manage your life and your finances independent of interest rate fluctuations The Federal Reserve raised interest rates again. The latest raise was 0.75%. If you’re keeping track, that’s six rate increases in 2022. In March, the Fed started the year with a rate increase of 0.25%. It was the first rate …
Why Interest Rates Keep Going Up and What to Do About It Read More »
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